Retire by 30

What if it were possible to retire in less than a decade?

Retire by 30 isnt a fantasy about quitting work overnight. Its a practical, system-driven roadmap to Financial Independence, so that work becomes optional far sooner than most people believe possible.

At its core, Financial Independence means your investments and cash flow cover your living expenses. When that happens, you gain the ultimate asset: control over your time.

In this book, Cody Berman dismantles the myth that wealth requires decades of sacrifice, extreme frugality, or perfect investing. Instead, he shows how a small number of intentional systems-applied consistently-can quietly compound into life-changing freedom.

Inside, youll learn how to:

• Calculate your personal Financial Independence number
• Avoid lifestyle inflation and decision fatigue
• Optimize the "Big 3" expenses: housing, transportation, and food
• Accelerate income through both side hustles and career growth
• Invest simply using index funds and tax-advantaged accounts
• Explore multiple paths to early retirement (Coast FI, Cash Flow FI, Fat FI, and more)
• Design a meaningful life after reaching financial freedom

This book replaces willpower with systems, complexity with clarity, and vague ambition with measurable progress. Youll see real stories of people who reached Financial Independence quickly, and exactly how they did it.

Spoiler alert: you dont actually need to be under 30 to benefit from this book. The principles work whether youre just getting started or already decades into your career. If you want to reach Financial Independence in a decade (or less), this book is for you.

The goal isnt to stop working. Its to build enough wealth that you dont have to.

And once that option exists, everything changes.