Use your eligible NBK Credit Card and pay in installments with 0% interest for 12 months.

All NBK Credit Cardholders with the revolving payment option are eligible for this service, excluding NBK Classic, Gold and Titanium Credit Cardholders.

Pay for your purchases in Jarir Bookstore showrooms, in easy installments for 12 months and 0% interest.

• To avail the service, ask the cashier for the installment option before making payments.

• The transaction should be conducted at Jarir Bookstore showrooms at dedicated NBK installment terminals.

• Minimum amount of purchase is KD 150

• You will be notified within 72 hours via SMS whether the transaction has successfully been converted to the installment plan or not.

• Installment service is free of charge.

• Installment should be requested before the statement date.

• Only revolving NBK Credit Cardholders can benefit from 0% installment for purchase transactions. Customers using 100% payment card “charge cards” cannot avail the service.

• The service is offered for 12 months tenure only.

• The minimum amount to avail the service is KD 150 per purchase.

• To benefit from the offer, the customer must ask/inform the cashier in Jarir Bookstore showrooms about NBK installment option before making the purchase.

• Monthly installments related to installment service will be added to the existing installments (minimum amount due) payable by the card. The total amount payable to NBK will be the sum of the purchase price of the goods or services, and any applicable fees and charges as determined by NBK and provided in the NBK tariff list.

• Installment transaction amount will be charged to the card and will be part of the statement balance set out in the statement of the applicable card. Post paying the monthly installment amount, the installment remaining balance will be reduced accordingly.

• Once the transaction has been invoiced in the account statement, it cannot be converted into a 0% interest offer.

• If the cardholder fails to pay an installment when due or fails to pay the full amount of an installment when due, finance charges will be applied on the unpaid amount of such installments at the rates prescribed in the NBK tariff list.

• The cardholder may request early settlement of the service at any time by contacting NBK Call Center 1801801

• NBK reserves the right to reject any request without justification and will not be liable for any claim arising from rejection.

• NBK reserves the right without any liability to cancel or suspend the service at any time.

• In case of a credit card renewal or replacement, all transactions on the old credit card will be transferred to the new credit card including the service availed.

• NBK reserves the right to amend these terms and conditions at any time without prior notice and without bearing any liability.

• NBK installment service is governed to the terms and conditions of the NBK Credit Cards, and the cardholder acknowledges their complete acceptance thereof.

• Delinquent NBK Cardholders are not eligible for participation.

• NBK reserves the right to disqualify any cardholder from installment service, whether in the event of suspected abnormal usage patterns or for any other reason whatsoever.

• In case the customer refunds the item purchased, or voids/cancels the transaction that is already converted to the installment plan, the customer has to contact NBK Call Center to request for the closure of the installment plan.